129774133146718750_137Although banks on the first suite begins again in the near future to implement interest rate concessions, but this does not mean that the real estate credit restrictions
tera gold, in the context of market regulation policies continue to strictly, remained to rein in Bank lending to real estate development. "Loans to real estate development, we strictly control the size, and strict access system. Now, two months beforeGrowth remained steady. "A State-owned real estate credit Department told reporters. Under the current annual report announced a number of banks, rein real estate development loans last year, commercial banks, real estate slowdown in loan growth. To the China Construction Bank
tera power leveling, for example, at the end of 2011, bank loans for real estate development class $ 419.16 billion, an increase of only 0.16%; $ 650 million increase from a year earlier, added amount up to near five-year low. CCB disclosed in the annual report, following a study on the analysis of the market situation and predict, strict enforcement of loan customer list management, earnestly do the risks of customer access gate control; new lending key support House prices trend stationary strong financial strength, high qualification of development in the area of key customers,Residential projects supported in line with the State's industrial policy, including housing and affordable housing projects. "According to our understanding, now real estate Enterprise Fund chain generally tense, some small and medium-sized enterprises already show signs of funding strand, we therefore risk paying close attention to this industry, strict control of loans, for qualification in accordance with regulatory requirementsStrict checks. "The State-owned real estate credit departments said. In addition to real estate development loans, under the influence of housing turnover contracted, personal home loan growth is slowing trend. A case study of Shanghai, according to statistical data bank of Shanghai headquarters, in January released the city's local and foreign currency in Shanghai personal housing loan of $ 2.08 billion, and respectively per cent per cent increased 3.11 billionGenna less $ 4.14 billion. In February, Shanghai personal housing loan is obviously down. Individual housing loans in foreign currency decreased by $ 1.98 billion in the month, monthly and per cent more $ 4.06 billion and $ 5.31 billion, respectively. "Buyers currently in a State of wait-and-see, the mortgage business has been declining. "Real estate finance Ministry officials of a State-owned bank Shanghai Branch tableAs shown in. While the decline in mortgage business, credit lines are relatively easy. "The real estate loans now restricted, Government financed loans limited
tera gold, coupled with the economic downturn led to the effective decline in credit demand, bank lines of credit easing. "These people say. These factors lead to renewed focus on mortgage business of commercial banks. Banks last year canceled after the implementation of the firstSuite rates concessions, according to reporter has learned that the first suite, universal implementation of commercial banks and more than 95 percent of Shanghai's concessions, some banks 85 percent discount rate. At yesterday's results briefing, China Construction Bank Executive said allowing first mortgage on the basis of interest rates in the benchmark interest rate to fall. "Banking on relaunching the interest rate first homesBenefits, on the one hand because of credit easing, but also for their own business considerations, have a terrible due to the decline in business, banks wanted to offer more customers. "These State-owned bank's Shanghai Branch said. After the bank interest rates imposed on first suite again offers, many buyers began to have a vision on 70 percent interest rate concessions. However he believes that first suiteInterest rate 70 percent discount is difficult to reproduce, and 85 percent are entirely possible.
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