129788422105156250_184Private Bank helps customers build family trust, so as to achieve the purpose of wealth accumulation and protection, inheritance, this is common practice in foreign countries, in domestic private banks was not popular, but is considered a breakthrough in the private banking business of the industry. In fact, despite the current private bank there is no trust licence, under the current regulatory framework and noMethod of discretionary services, helping customers build private family trust models and barrier-free. "The next 3-5 years
tera gold, family trust's business model is bound to develop the framework, which has the potential to become a private banking guide high net worth customers fell to the ground, way to achieve rapid development.
"A joint stock Bank private banking Department told reporters. As macro realChanges in the economy, high net worth clients of investment attitudes started to change, that will invest large sums of money for items such as the stock and property markets, and higher gains from practice is unsustainable.
Demand began to shift in the direction of high net worth clients. Bain consulting of a statistical data shows that qianwanji of Regal wealth inheritance demand in China
tera power leveling, starting in 20093% to per cent in 2011, and a rapidly growing trend. Investigations also showed that on average assets of millions of high net worth clients whose average age 43 years old, average age average more than 1 billion of its assets reached the age of 50.
So the more high net worth clients in the pyramid above, demand for wealth protection and inheritance more strongly. FamilyTrust Department of a bank's private banking operations within the three pillars, say traditional starting point of the family trust in more than 50 million Yuan, can help customers select the existing domestic private bank trust companies to cooperate, to release a single trust mode to build a family trust. Specific situation is, principal-high net worth clients by means of a contract or a will toEstablished single family trust, the trust expires, or with the agreed payment time back to the beneficiary.
Trust companies can issue multiple family trust to meet the demand of customer protection and inheritance of property. Construction involves three aspects of a family trust. First private bank, whose role is to help trust company selection and recommend target customers on the one hand, on the other hand as trust property of the managedBanks, and as a member of the Investment Committee to participation in decision-making. "Based on these dimensions, private banks should occupy a leading position in the construction of a family trust.
"These private bank said. The second aspect is the trust company, as trustee, trust company of responsibility for choice of profession in the market, brand reputation, standardized and investmentConcept and trust companies and matches the customer's investment adviser.
Third is the investment advisor to build family trust's investment portfolio, by building a different appetite for risk pool of assets to meet the investment features of family trusts. Specifically designed for high net worth clients with asset pool, covered from a low risk product, cash management, to moderate risk products such as fixedIncome, then to high risk products, such as equity investment products ' overall investment types, so as to provide a full range of wealth solutions. Management mode of investment consultant main by FOF
tera power leveling, TOT, diversification programmes to implement asset allocation.
Others:
No comments:
Post a Comment